Referral Partner Program
Need capital?
Consider it funded.
For CPAs, financial advisors and the professionals business owners already trust. When a client needs capital the bank can't deliver in time, refer them to Clearwater. We never get between you and your client.
Read the partner guide$5K–$5M
Funding range
$7.5K–$12.5K
Typical commission, $250K deal
Monthly
Payouts + renewal residuals
Partner Application
Free to join. No minimums. No cost to your clients to apply.
How it works
Three steps from intro to payout
You make the introduction. We do the heavy lifting.
1
Send a quick intro
Use our online referral form to tell us about a business owner who needs capital. It takes a couple of minutes.
2
We handle it
From matching the file with the right funders to closing, we manage every step and keep you updated along the way.
3
You get paid
Commissions are paid monthly once the deal funds, plus residuals when your client renews.
Why partner with us
The Clearwater Advantage
The funding options, underwriting and support to turn every referral into a win for your client and for you.
Best-fit lender matching
We match every file with the funder most likely to approve it, across our lending partners and nine funding products.
A dedicated partner manager
One direct point of contact who knows your clients and keeps you updated from intro to funding.
In-house underwriting
We review bank statements and cash flow before a file goes out, so your client hears honest answers early.
Monthly commissions
Paid every month once a deal funds, under a written agreement, with residuals when clients renew.
Tiered earnings
Commission grows with your volume. Our top partners earn more than $100K a year.
Faster than the bank
Capital from $5,000 to $5 million without traditional bank delays, when your client can't afford to wait.
Our promise to you
Your client relationship stays yours.
Your reputation is on the line when you make a referral. We treat it that way, with clear terms, straight answers and no surprises for you or your client.
No poaching
Your client stays yours.
No cross-sell
Funding only. Nothing else pitched to your client.
Full transparency
Every cost up front.
Honest answers
Even if it's not a fit.
What we fund
One referral, a full range of options
Businesses seeking $5,000 to $5 million, without traditional bank delays.
Ready to get started?